Frequently Asked Questions

Absolutely, Lilypad “Lotus” and “Lotus Plus” package endorsements offer the most commonly selected endorsements at a savings.

Yes, we offer discounts for being loss free for more than 3 consecutive years, there are also discounts for customers who protect their property against water, fire, and theft loss with alarm systems. In addition, discounts may be available if your home has been recently renovated (HVAC, roofing, electrical systems, and/or plumbing).

Consult with an agent who can guide you through selecting the ideal coverage for your home.

Claims can be filed by contacting us at 866-924-5459 or by submitting an on-line form here.

Absolutely, focusing on flexible solutions and maintaining a customer-centric approach aligns with the basic mission of Lilypad.

We have depth of experience; our leadership team has spent years successfully focused on providing insurance to coastal communities exposed to hurricane risks.